What Do I Do After A Car Accident?
Seek immediate medical attention if you think you may be injured. Many people do not feel pain or realize the extent of their injuries for hours, days or weeks after an accident. The longer you wait to get necessary treatment, the more an insurance company will dispute that treatment is accident related, which can, in certain instances, devalue your claim. Read additional steps here.
Will I Recover If The Other Party Has No Car Insurance?
Check your own insurance policy to see if you have uninsured and underinsured coverage, which is in addition to liability coverage. If you waive out uninsured and underinsured coverage, you are completely reliant upon the wrongdoer’s liability limits or personal assets, which could be insufficient or non-existent to cover your losses. Learn about other coverage options here.
What Am I Entitled To Recover?
Damages awarded after a car accident are designed to put you in the same position as you would have been if the crash did not occur. The most common types of damages awarded in a car accident lawsuit are past and future medical expenses, lost wages and loss of earning capacity, and pain and suffering. Read about additional types of damages that can be awarded in car accident cases here.
Will My Insurance Carrier Raise My Rates If I File A Claim?
You may have a claim against your own insurance company for uninsured or underinsured benefits if the other party has inadequate coverage to compensate you for your injuries. However, your insurance company cannot raise your rates for claims filed on your behalf for losses caused or substantially caused by another person. Learn more here.
Do I Need To Hire A Car Accident Attorney?
While each accident is unique and requires an analysis on a case-by-case basis, there are some select circumstances where hiring a lawyer to handle your car accident claim may not be beneficial. However, you should always speak to an experienced personal injury attorney to understand your options and best course. Read about how you can benefit from hiring a car accident lawyer here.
Does A Lawsuit Need To Be Filed?
There are some instances where filing a lawsuit will be necessary such as when private negotiations fall through or you will not finish your accident related treatment before the deadline expires to file a personal injury lawsuit. If the statute of limitations expires, you will lose your claim forever and the other party or insurance company will have no reason to negotiate further. Learn more here.
When I Hire A Personal Injury Attorney Do I Have To Pay Upfront?
Personal injury attorneys are paid on a contingency basis. This means that you do not pay anything unless there is a recovery on your case. You are not billed by the hour and you do not have to pay anything up front. Some personal injury attorneys will request you pay costs such as filing a lawsuit or hiring experts while your case is pending. However, we do not. Read more here.
Do I Have To Pay Back My Healthcare Providers?
Healthcare providers and health insurance companies many times file liens and subrogation claims to be paid back out of any recovery a personal injury victim receives in an accident case. These liens and claims can significantly reduce the amount you would receive out of a settlement or judgment. Learn more here.